Do I need dive accident insurance?
Yes!
Most regular medical insurance companies exclude
hazardoues recreational sports such as scuba diving,
mountaniring, bungee jumping and the likes, as well as
may not provide insurance coverage when traveling
outside your home coutry. As a diver, even if the
risk of a diving accidents is very small, if an accident
occurs and special diving or hyperbaric treatmaent
becomes neccesarry, it quickly adds up to considerable
cost of thousands of dollars.
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What a Dive
Accident Insurance shoud cover
All
cost of medically necessary services and supplies
provided for the care and treatment of a diving accident
or in water accident when prescribed, performed or ordered
by a Physician. This should include: Hyperbaric
Chamber Treatment, Physician's Charges for
Hyperbaric Chamber Treatment medical care and surgical
operations, Ground, marine or air ambulance
transport from the acciedent site to nearest hospital
or hyperbaric chamber where prescribed care or
treatment can be given, All Physicians and Hospital charges |
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Where to insure
Competition of
insurance providers is high, there are hunderts of travel
and diving insurance plans out there. One of the most
widely known providing worldwide coverage for
recreational or professional divers is DAN,
Divers Alert
Networt
The DAN Dive Accident Insurance Plans are
recognized worldwide and can be confirmed 24 hours a day
through the DAN Emergency Hotline (+1-919-684-9111). The DAN
plans provide secondary coverage of up to $500,000 and pay
100% of eligible expenses. |
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